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盘点另类保险:丈夫投防小三险受益人须是妻子

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盘点另类保险:丈夫投防小三险受益人须是妻子

熊孩子险

恶作剧、尖叫乱跑、追狗撵猫、损坏别人物品……家长不仅要为孩子闯出的各种祸端鞠躬道歉,有时还得承担经济赔偿责任。“熊孩子险”真正名称为“监护人责任险”,家庭未成年子女造成他人伤亡或财产损失,依法应由被保险人承担的经济赔偿责任,由保险公司负责赔偿。

防小三险

为感情埋单的保险产品此前就有保险公司推出。曾有一款保险产品,投保人必须是丈夫,受益人必须是妻子,低缴费额是每年5000元。如果之后婚姻破裂,妻子一方根据投保时的约定,可获得60%-100%的相应权益。

一杆进洞险

高尔夫赛事一杆进洞难度极大,一杆进洞险是指购买保险人如能一杆进洞,能获得由保险公司提供的一辆汽车。

绿帽子险与外星人劫持险

荷兰人把保险的新奇发挥到了,其中有“绿帽子险”和“外星人劫持险”。如果男人投保后发现妻子“红杏出墙”,或者有一天投保户不幸被外星人劫持,便可向保险公司提出理赔要求。对前者保险公司会赔500欧元,后者保险公司则会赔付5000欧元。

爱情婚姻险

在英国,每对夫妇每月交5英镑的保险金,即可享受爱情保险。具体
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